Child Investment Plan of Equity mutual funds

Best investment options available in India

Know about the options of making financial investments in the country. Listed are the type of investment that you could choose, depending on your financial situation, the risk you are willing to take and the return of the investment.

To build wealth,you should invest your money in the right financial instrument. Because, if you don’t make the right investment decision at the right time, then you surely are missing out on opportunities to increase your earning potential. However, not every investment guarantees substantial returns. But if you invest wisely, the potential to gain wealth is much higher than not investing at all. So, if you are someone looking out for a safe investment option, here are some of the best investment options in 2018.

Public Provident Fund (PPF):

PPF is one of the popular investment schemes which offers fund protection and guaranteed returns that are fully exempted from tax. The minimum amount you can invest in a fiscal year is Rs.500 and the maximum is Rs.1,50,000. You can avail loans between the 3rd year and 6th year of the investment. The rate of interest in PPF accounts in pretty high compared to fixed deposits and recurring deposits; currently, it is 8% per annum. All PPF accounts are managed by the government of India.

Mutual Funds:

Mutual funds are another form of investment that generates higher income over a period of time. It’s a common pool of money where multiple investors invest in equities, bonds, and other market instruments. As an investor, you can buy mutual fund units in any particular scheme and these units can be cashed based on the fund’s Net Asset Value (NAV). Mutual fund schemes other than close-ended and ELSS schemes do not have a minimum investment period.

Equity Shares:

Equities are the chief source of funding for any company that allows voting rights and claims to investors on assets. In equities, the shares are expressed in terms of face value, issue price, market value, etc. If you invest in equities, you have high chances of making a return which is twice or thrice as high as your capital. But at the same time, the risk factor associated to equities is high as well.

Real Estate:

Buying and reselling land and buildings is often considered a safe bet by investors in India. It’s a great investment option that is certain to gain value with time. You can use real estate as a part of your overall wealth building strategy if you have a fairly good sum to invest in. But when you buy property with the sole purpose of investing, make sure you consider all the related charges and the way you rent it out or resell.


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