Primary Structures of Mutual Funds

Plan for your Goal in SBI Mutual Fund


If you spend and do not invest, you give up the opportunity to build long-term wealth and become financially secure in life. If you invest wisely, you get the chance to make more money.

Mutual Funds can help you do just that. As you invest a fixed sum every month through a Systematic Investment Plan (SIP) or lump sum when possible for the long term, your investments grow over time as the returns you earn on them, earn returns as well.So do continue to buy the things you like but ensure you put money itself on your shopping list too!

Plan for your goal:

Wealth Creation:

We are all different. The way we look, the things we want, our age, objectives and risk appetite, everything is different. We all need different approaches for wealth creation too.

Investors can opt for mutual funds to attain all such needs across different life stages. For instance, investors with higher risk appetite and long-term goals can look into equity mutual funds for better wealth creation. Similarly, for short- to medium-term goals, there are mutual funds ranging from liquid funds (an alternative to savings account) to debt mutual funds and hybrid mutual funds. Further, debt mutual funds are also tax-efficient than fixed deposits, due to indexation (adjusting returns for inflation).

Child’s Future:

Investing in mutual funds offer investors a variety of benefits such as liquidity, professional management, a tax benefit and diversification. Parents can choose according to the risk they are willing to take, return expectations, and other prospects. Parents looking for a long term investment can opt for pure equity mutual fund categories that generate high returns in the long term despite risks of short-term volatility. Those looking at the lower spectrum of investment can opt for hybrid funds such as equity and debt while shorter investment horizons can opt for debt mutual funds.


Retirement is as certain as any other fact of life. You, therefore, must be ready for it: mentally, physically and of course financially. In fact, there is a strong case for you to start preparing now, right now. So whether you are in the age group of 30 or 50: retirement planning is equally important to each one of you. You can plan your retirement kitty with Equity mutual funds, Balanced funds or Monthly Income Plans(MIPs) depending upon your risk profile .